As the pandemic rages on around the world, the vaccines begin to roll out, and President-elect Joe Biden prepares to be sworn in, there is still uncertainty around the full economic and political impact of the events of 2020. What can we expect in 2021? Geopolitical analyst and advisor David Chmiel provided an overview of key challenges confronting the loan market and the global economy as we begin to move forward in 2021 while the UK and other parts of Europe have been thrust back into yet another complete lockdown.